Purpose: The purpose of this paper is to estimate different industries’ default rate correlation over time. The intention is to observe if banks have any diversification opportunities in their corporate loan portfolio and to what extent this may disappear in stressful economic situations. Methodology: In this paper, the dynamic conditional correlation model is applied to analyze the default corr

Sammanfattning Vår omgivning genomgår ständig förändring för att utvecklas och förnyas. Verksamheter i samhället arbetar mot nya strukturer för att öka såväl effektivitet som produktivitet. I följande uppsats är syftet att undersöka hur en verksamhets medarbetare upplever att de påverkas av organisatoriska förändringar. Studien baseras på ett sjukhus som genomgått två olika förändringsprocesser, f

The aim of this study was to examine the probation inspector, how the percieve their professional role and discretion, and how they experience their work with emphasis on the dual roles of control and support. This is a qualitative study where I interviewed four probation inspectors from a probation office in southern Sweden. The concepts which I applied in the analyze were social psychology, sym

Denna uppsats diskuterar meningsskapande och värderingar utifrån Musikhjälpen. Musikhjälpen är ett projekt som sker i samarbete mellan Sveriges Radio, Radiohjälpen och Sveriges Television. Det är alltså främst ett radioprogram som sänds i sex dygn i sträck för att dels informera, dels samla in pengar till ett specifikt ändamål. Den första Musikhjälpen hölls i Malmö år 2008, därefter i Göteborg år

I Sverige ligger ansvaret för stora delar av den offentliga verksamheten på kommunal nivå. Internationellt sett har svenska kommuner en hög grad av självbestämmande och stort ansvar för viktiga områden samtidigt som en stor del av beskattningen sker på central nivå. Tillsammans med målet om lika utbud av offentliga tjänster i hela landet innebär det att inkomstutjämningen mellan kommunerna fått en

Authors: Malin Körner and Martin Halling Title: “Det fanns ju bara indicier” - En studie om grundskolelärares reflektioner kring anmälningsplikt Supervisor: Tove Harnett Among others, elementary school teachers in Sweden are obligated by law to report to the social services if they suspect that a child is maltreated in one way or another. Nevertheless, research indicates that only few of the sus

Denna uppsats syftar till att utreda skillnader och likheter mellan syndikerade lån och syndikerade garantier. De garantier som behandlas är demandgarantier samt standby letters of credit. Dessa garantier är speciellt anpassade för de krav som ställs på den internationella transaktionsmarknaden. Standby letters of credit eller standby remburser har utvecklats för att motsvara demandgarantier och dThis thesis aims to investigate differences and similarities between syndicated loans and syndicated guarantees. For this purpose I have chosen to examine demand guarantees and standby letters of credit. These guarantees are especially adjusted and well suited for challenges on the international transaction market. Standby letters of credit have been developed to match demand guarantees and the sp

Problem definition: In recent years, Kalmar has received an increased number of requests and indications from the market concerning automated solutions in the industry. In the paper industry this is mainly caused by the increased costs in the customer's key processes that possibly could be reduced by fully automated solutions. However, there is currently no clear view of the market potential a

Even though the coordinated inventory control is becoming more well-known, it is relative unused by companies, whose advantages of using it should be obvious. This master thesis illustrates the result of using coordinated inventory control compared to a currently used non-coordinated inventory control. There exist precise coordinated methods for control of a multi-echelon inventory system, but the

Purpose: The purpose is to map current measures in the main process Supplying and to select those that can be used to support the core process Plan & Secure Supply. Further, recommendations of new suitable measures for Plan & Secure Supply shall be given. Method: This is a qualitative study, mainly based on answers from semi-structured interviews with employees at IKEA. 51 interviews, with

During this master thesis work that was conducted as a case study together with SWEP International, we have investigated marking standards and marking technologies that support handling of varying customer demands and increased information density. We also studied SWEP’s internal information handling and traceability. We were asked to specifically look at the usefulness of RFID for SWEP, and came

Abstract: Albania during Communism 1945-1990, had a combination of optimistic policies in population growth and scarce availability of agricultural land. The fertility rate was the highest in Europe and the government believed that fast population growth was good. In the mean time, the government decided to follow self-reliance policy and attempted to eliminate food imports by imposing harsh measu

The aim of this study was to evaluate a modified form of cognitive behavioural grouptherapy (CBGT). The therapy, started by a private care institute, is based on a method in which traditional CBT methods for groups are used but are modified in that it has an open format, meaning that different patients can take part in or drop out from sessions. And also that it is transdiagnostic, meaning that pa

ABB Machines in Västerås, Sweden develop, sell, and manufacture generators and large electric motors worldwide. During the past years new competitors have emerged from a lower output range and some customers have reduced their demands in order to reduce the generator costs. In order to meet these changes in the market ABB Machines has developed a new pre-engineered standardized generator that allo

Underhållsverksamheten på Roslagståg kan ses som reaktiv och reparationsorienterad. För att kunna ta nästa steg i utvecklingen av ett mer proaktivt och funktionssäkerhetsorienterat underhåll bör följande åtgärder genomföras: Den övergripande målsättningen med underhållet bör förändras till att fokusera på ökad driftsäkerhet och ökad kostnadseffektivitet. Detta för att skapa långsiktighet och belys

Purpose The master thesis highlights improvements potentials that exist in the Psychiatric ER in Stockholm County and the resource-saving measures that can be realized in the medical logistics through by producing a simulation model of the system. Methodology In order to fulfill the purpose of the master thesis qualitative methods such as interviews has been used successfully. To make the simulati

As an international actor it is preferable to make an effort to understand how your performance affects the long-term sustainability, both in local and global terms. Sustainability includes subjects such as integration between economical, social and environmental spheres. It can be achieved by reorganizing living conditions, reappraising economic sectors and work practices, develop technologies in

In times of globalization, cultural contact is a phenomenon that occurs on a daily basis. Immigration is a big contributor to the cultural contact. The phenomenon of immigration brings about many essential questions that can be hard to adjust to. The acculturation process itself is dependent of factors such as the contemporary societal climate as well as the active role of the immigrant. Questions

Research about delegating or controlling purchasing with 2nd tier suppliers does not seem to be convergent; it discusses benefits and disadvantages of both purchasing tactics in various situations. There is no single tool today that we have found, that helps manufacturing companies decide when to control and when to delegate purchasing in the supply chain. The purpose of this thesis is twofold. F