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The credit is a financial service which holds a vital role to the transactions between the financial and non-financial enterprises with their customers. The goal of credit is to aid the legal and physical persons to successfully face and thus to overcome their difficult economical situations. Due to the fact that the VAT exemption status of granting, negotiation and management of credit causes neg
This report is based on a fire safety evaluation of Häradsgårdens retirement home and presents the method during the work and the result. The report is a part of the Fire Safety Engineer program at Lund University and written by students. The main focus during the evaluation was to look at the personal safety during a fire in the building and just a small concern was taken to economic aspects. The
In Sweden, there is a great demand for construction. At the same time, construction companies must increase their profitability. This requires the development of systems for improved communication and interaction. Especially now when the industry is facing massive retirements, there is a risk that knowledge will be lost. To ensure quality the companies also need to involve their employees so they
The caste system and gender are two factors that have been affecting what education a person is able to get and what possibilities a person has in regards to the labour market in India. Scheduled Castes (SC), Scheduled Tribes (ST) and Other Backward Classes (OBC) are three groups that have been marginalised in the Indian society. The aim of this case study is to attain an understanding of how SC/S
DynahMat is an ongoing project at the Packaging Logistics department at Lund University, which aims to reduce food waste by establishing the true quality and shelf life of chilled goods through a dynamic shelf life prediction (DSLP) service. The idea behind the service is, throughout the entire supply chain, to measure temperature and microbial growth using sensors attached to the package. The inf
In June 2013 the Commission published its consultation paper “Towards more effective EU merger control” whereby the Commission was seeking to i) extend the scope of the EU merger control to the acquisition of non-controlling minority shareholdings and ii) reform the referral system. The paper proposed several options on how to successfully achieve the set objectives without creating undue burdens
I Sverige beskattas ägare till fåmansföretag enligt särskilda fåmansföretagsregler. Huvudsakligt syfte med dessa särskilda regler är att undvika en skattemässig inkomstomvandling. Eftersom delägaren i ett fåmansföretag har ett stort inflytande över företaget och dess likvida medel finns det möjligheter till att ta ut arbetsinkomst som utdelning istället för lön. Att flytta inkomst från den progres
Nighttime satellite photographs of Earth reveal the location of lighting and provide a unique and highly accurate view of human settlement, density and distribution. Nighttime lights have been shown to correlate with economic development and population worldwide. Little research has been done on the link between nighttime lights and population change over time. This link is explored here for Europ
This Master Thesis successfully explains the difference in probability of default implied by Credit Default Swaps, traded by the market, and the benchmark Moody’s EDFTM. The difference is explained by the market price of risk, related to the Girsanov kernel, allowing us to transform the risk neutral measure Q to the physical measure P. This market price of risk is modeled with a log-linear multiva
The purpose of this thesis is to determine whether or not focused funds can outperform bigger and more diversified funds, both in mean return and in its relation to risk taking. The data used in this thesis consist of 67 Swedish mutual funds, one benchmark index and 129 stocks. All data is from the period 2007-2011. The fund data is retrieved from FactSet, the benchmark index from SIX-Telekurs an
This thesis is a mapping of the European Commission's multilingualism policy, as it is manifested in five official documents. The purpose is to investigate whether the policy is working according to the vision and multilingualism policy of the Commission. In other words are the EU citizens learning more languages according to the policy? A narrative analysis with strong influence from content
In the wake of 2008 financial crisis there has been growing interest in issues related to macroprudential policy and the coordinated attempt to ensure financial stability as a whole. The main objective of the paper is to provide a combination of both theoretical and empirical analysis of the effectiveness of macroprudential policy, implemented in Brazilian economy in 2010. Based on an existing met
Our main finding was that creativity could be understood as a symbolic. The perceptions of creativity can be contagious, when the routinized worker associates him or herself with the creative outcome of the team. For the employee the symbolic meaning might also work as a distraction from alienation and provide more meaning to performing routinized tasks. We also saw how routines can be perceived e
A critical stage for the construction of steel-concrete composite bridges occurs during casting of the bridge deck, when the wet concrete has still not hardened. The entire construction load is then taken by the non-composite steel sections. Bracing may be needed to make the slender girders rigid enough to resist lateral torsional buckling during this phase. If temporary formwork could be attached
Literature and marketing are closely connected. This statement might be considered surprising. This thesis, however, aims to explore this connection by applying an interdisciplinary approach anchored in both marketing and literary theory. The multifaceted nature of the relationship between the fields can be discussed from various angles. The novels Syrup (1999) and Jennifer Government (2003) by Au
Awareness är en sällsynt (1:1000) men allvarlig komplikation till anestesi. När det förekommer kan det innebära stora psykologiska efterföljder för den drabbade. Anestesisjuksköterskor i Sverige har en viktig roll vid det perioperativa omhändertagandet av patienten. Syftet var att belysa anestesisjuksköterskans förhållningssätt kring awareness. En kvalitativ induktiv metod användes. Totalt intervj
Syftet med studien var att utföra en empirisk undersökning för att ta reda på ifall de teoretiska resonemangen kring inflationsvolatilitetens inverkan på sparkvot och humankapital har stämt överens med verkligheten. Genom att empiriskt undersöka 14 upphinnarländer under 30 år har, sambandet mellan hög volatilitet i inflationsnivåer, sparkvot och humankapital observerats. Urvalet av länder har base
This study aims to identify important market characteristics that affect international market establishments in the IT consulting industry. A qualitative case study has been conducted at an IT consulting firm, where Osterwalder's Business Model Canvas has been used as a tool to identify and compare market characteristics to existing theory regarding internationalisation in the Knowledge-Intens
This paper estimates the causal relationship between years of schooling and unemployment. The results are derived from a high quality dataset containing observations on 13,896 twins. A control for twin pair specific heterogeneity is introduced by exploiting the twin dimension through the fixed effects estimator. Although the OLS estimator reports a strong negative correlation between education and
I föreliggande psykologexamensuppsats kombinerades kvalitativa och kvantitativa metoder i syfte att explorativt undersöka innehållet i pedagogers samtalsgrupper samt för att utforska samtalsledarens roll. Studien utformades i samråd med utbildningsförvaltningen i den studerade kommunen. Åtta samtalsgrupper deltog i en observationsundersökning. Ett strukturerat observationsschema, IPA, användes förIn the presented Master’s Thesis qualitative and quantitative methods were combined in order to, with an explorative approach, examine the content of the Teacher Learning Communities (TLC) and to examine the role of the facilitator. The study was developed in agreement with the Department of Education in the participating municipality. Eight TLCs were observed. A structured observation chart, IPA,
