Australia’s household debt to disposable income ratio has increased substantially over the last 30 years. While there has been much theoretical discussion into what has caused this development, the empirical research into the field is limited. In this essay we analyse the determinants of the household debt-to-income ratio, using both long-run cointegration analysis and a short-run error-correction

HIV/AIDS affects people all over the world. Since it first was discovered in 1981 it has been the cause of death of 25 million people. However, a disproportional burden of the virus has been on the developing countries, in particular the African countries. There is still controversy among what determines the prevalence of HIV/AIDS. This is the underlining cause to why this thesis has been written.

Den senaste tidens finanskris har inneburit att vissa forskningsområden inom ekonomi blivit än mer aktuella, ett sådant område är just konkursrisk med tanke på de konkursrykten som fyller finanspressen. Vi avser tyda sambandet mellan två olika konkursriskmått, Edward I. Altmans Z-score och de ratingvärderingar som ratingbolaget Standard & Poor’s utför och publicerar för företag inom transporti

The purpose is to compare quantitatively managed funds with other hedge funds and the stock market to see if quant funds perform better than the other groups Methodology: A quantitative methodology is used to collect and analyze historical data over the fund group’s performance. The data is then applied to commonly used measures of performance to conduct the study. Theoretical perspectives: Theori

This study examines Poland’s adhesion to the EU and the structural effects this has had on Polish exports which has grown significantly during the last two decades. The purpose is to analyze whether this growth has been the result of intensified or diversified Polish exports. In order to seize the structural effects this study decomposes the Polish trade flows into an extensive margin (new flows)

The following essays checks whether the Swedish stock market (represented by OMXS30) supports the weak efficiency of the EMH by observing whether the stocks contain a unit root and whether one can use trading strategies to create abnormal profits. The AR(1) model of the stock prices have a unit root coefficient very close to 1, thus they are trend stationary but have a very long memory. This model

Finding the way back to childhood is a dissertation, written to clarify whether or not there exist any rehabilitation plan for the child soldiers being released in southern Sudan. Children are today, worldwide being released and let back into their communities, after years of abuse and violations against their rights. According to The Convention on the Rights of the Child, a child is protected fro

I dagens samhälle används geografiska analyser i stor uträckning som verktyg för att hjälpa till vid beslutsfattning. Det är viktigt att sådana geografiska analyser håller en god kvalitet för att resultatet ska kunna representera verkliga förhållanden. Kvalitetsgranskning av geografiska data är vanligt och flera standarder har tagits fram som beskriver hur geografiska data ska insamlas och kvaliteGeographical analysis is increasingly used in decision making processess. It is therefore very important that such analysis is performed with a satisfying quality, so that the results can be used as a representative model of reality. Quality descriptions of spatial data are common and several standards have been developed that describes how spatial data should be gathered and quality assured. Less

The aim of this report is to contribute with information that can be used to improve access to good risk assessments associated with storage of wood pellets. Frank-Kamenetskii theory is described in a manner intended to facilitate for the reader to understand and carry out calculations with the theory. A modeling tool in Microsoft Excel for calculations with Frank-Kamenetskii theory has been devel

The report studies the area of positive pressure ventilation, how it can be used to obtain a more effective fire services intervention and how an incorrect initiation could drastically worsen the interior conditions for occupants inclusive of fire services personnel. The tests in the report examine how flow rate and pressure within a building are affected if parameters such as fan placement and ra

Det Palestinska Territoriet har sedan 1967 varit ockuperat av Israel. Som följd av ett stort antal oroligheter och protester mot ockupationen har Israel infört restriktioner för rörlighet inom Västbanken och Gaza. Rörligheten är styrd med hjälp av exempelvis vägspärrar och blockerade vägar. År 2002 började Israel bygga en betongmur runt om och inuti Västbanken, trots att det motsätter sig internatThe Palestinian Territory has since 1967 been occupied by Israel. Following a large number of disturbances as protests to the occupation, Israel has imposed mobility restrictions for Palestinians in the West Bank and Gaza. The mobility is regulated by for example checkpoints, roadblocks and earth mounds. In 2002, Israel started to build a concrete wall around and inside the Palestinian Territory o

En auteurstudie av den polska regissören Roman Polanski. En analys av hans fyra filmer: Kniven i Vattnet, Repulsion, Cul de Sac och Ghost Writer och en slutdiskussion där filmerna knyts an Polanskis omtalade liv.

The purpose of this qualitative research was to examine how medical social workers define their professional commission and expertise. It also examines whether the idea of their professional role is established among other professions within the healthcare system, enabling them to gain access to and carry out their professional social work. The empirical research, consisting of interviews with 3 m

Syftet med uppsatsen är att undersöka bank- och försäkringsföretagens förhållning till sociala medier. Ambitionen är att utreda huruvida det föreligger en passiv inställning samt vad den beror på. Undersökningen är kvalitativ och således av djup karaktär, med förklarande ambitioner. Vi har använt oss utav en induktiv ansats och med hjälp av ett fallföretag ökat förståelsen.Insamling av uppsatsens

Title: Lessons from the financial crisis – the importance of communication in a world where business is king. Authors: Peter Houli and Robert Sarvik Mentor: Asta Cepaite Nilsson Problem statement: Currently, seemingly few studies have been conducted with focus on how organisations have used issues and crisis management during the financial crisis. Furthermore, issues and crisis management as field

This thesis investigates the game of oil shipping; both the market settings and how the players play the game. An important characteristic of the oil shipping market is cycles in the spot freight prices. The cycles are created by the imperfect adjustment mechanisms of supply within the relatively short run, and by that the demand is not perfectly predictable. By a mathematical investigation, I sho

During the 1980s and 1990s more and more countries opened up their economies to trade and increased their volumes of trade. In the same period of time it has been said that income inequality increased in many parts of the world. The aim of this thesis is to discover whether increased income inequality can be related to trade openness. This relationship is studied using three different hypotheses.

Due to the increasing need for advanced credit risk management and lacking quantitative credit risk measurement modeling at the Chinese banks, the purpose of this dissertation is to study the feasibility of applying the Western credit risk model, the Moody’s KMV (MKMV), to China. Because of the particular Chinese considerations, such as developing stage of financial market and lacking of default d

The EC Internal Market is aiming at integrating all markets, securing competition and allowing for free movements of goods, services, persons and capital. Measures have been taken to also include the so-called network industries in the internal market, but because of their special features this is not as straight forward as with regular goods. The electricity sector is one of these network industr